Why Pre-Qualify?

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It is helpful to consult your mortgage loan professional early — even before you have started to research neighborhoods. Why? How can we help you if you haven't made an offer, and do not yet know how much you need to borrow?

Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can fit in your budget, and the size of loan you can qualify for. We do this by considering your debts and income, your employment and residence circumstances, your available funds for down payment, required reserves, and other financial considerations. It's short and basic; We take pride in keeping the paperwork to a minimum.

We will award you a Pre-Qualification Letter when you qualify, which says that we are confident you will qualify for a predetermined amount of mortgage dollars.

Power in the Pre-Qual

Once you find the house that meets your needs, and you want to put together an offer, being pre-qualified for a mortgage loan will do several things. First, you have some concrete numbers in mind, as the amount you will qualify for with your mortgage. Being pre-qualified will also make your offer look even better to the home seller, as if you were bringing them a big box of cash! They will not need to wonder if that they are wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to be concerned about. You have the ability to back your offer up.

We can help you pre-qualify

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can fit in your budget, and the loan amount you will qualify for. We accomplish this by analyzing your debts and income, your work and residence circumstances, your funds available for a down payment, required reserves, and some other things. It's short and to the point; and we take pride in keeping the paperwork light.

Face to Face

While you can use our tools to calculate mortgage variables on this website, it's essential to meet with one of our mortgage professional team members. For one thing, you'll want a Pre-Qualification Letter! Next, we can consider your mortgage program choices and make sure you are in the right one. We are waiting to meet with you: call us at 504-866-5626.

Have questions about pre-qualifying? Call us at 504-866-5626. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.